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Filing for Bankruptcy can STOP the sale of your home NOW !!!
BANKRUPTCY Will stop a foreclosure immediately. Upon the filing of a bankruptcy petition the law will immediately stop the sale of your home. A Chapter 13 bankruptcy will allow you to take the back payments and pay that out over a period of time up to 60 months. An example would be if you are $6000 behind on your payments the Bankruptcy Court would allow us to file a plan in which you could pay $100 per month for the 60 months. As long as you are able to make your regular house payments and pay the $100 each month the court would not allow the mortgage company to foreclose on your home.